Keep some money, for god's sake!

Bad habit. Bad, bad habit.
And it's not just bad. It can be terrible, horrible and merciless sometimes.

Since very very long time ago, human has learned to spare things. (Not "spare me please!" kind of spare)
This "spare things" can be easily achieved by storing extra things to be used in emergency or any other more demanding situation.

Why? As any ancient, undeveloped human may tell you, because life is unpredictable. Life may be sweet at some point, but cruel at some point. You may be lucky sometimes, but bad luck appears sometimes too. Life may be about how much you can get and how comfortable you get to live, yet in many conditions, it is about how you can survive.

But how come human, who becomes cleverer as the time pass, who develops new technology beyond their ancestors' dreams, does not learned from the past? Why there is still so many people who is unable to see the problem?

The bad habit who is making human suffering every single day: NOT TO KEEP

In old days when human is still using barter system (trading by changing belongings) in businesses, it is very hard to spare. Because there is too many things to keep. If you keep dried fish, then maybe you are unable to keep dried fruits. If you keep chickens, maybe you are unable to keep goats. Why? Because you cannot keep everything, limited by energy and human ability. Plus, the transport in these days is a no-no and you can't imagine to buy anything from a place far from yours, barter system or not.

Today?

There's only one thing you have to keep....money. (Except instant noodles and instant drinks, I guess)
There is many who still keep money, but there's also a lot of people who don't.

WHY?

There's two main reason.
One, they don't think that it is necessary to keep some money.
Two, they can't stop themselves from spending the money.

I don't list here the reason "They don't know anything about keeping money" because I think any ten years old would have know about it already.

For the people who don't think it is necessary to keep money, it's either their family is so rich that they have near unlimited resources, or they are optimistic to the point of foolishness. For the second type of people, they are used to be rich before but they still can't shake off the habit of spending like a rich person or they want to show off to their friends as they feel embarrassed to show that they do not have much money.

For any kind of people above, their ending may be disastrous. Having a good income or a rich family only reduces the risk you will face of becoming poor, but the risk's still there, while not being so rich but wanting to spend like you are so rich one may end up owing the whole world money and scrapping leftovers in the bin for dinner.

To avoid that, when you earn a lot, keep some. I don't mean living like a beggar while keeping all the money you can keep, but at least be reasonable and not wasteful in spending. Keep for yourself, keep for your family, keep for your future. It's a knowledge from the past which we should not forget.

Remember, choosing to keep may save your neck in the future.